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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Donna Harmatuk, a proven New Bern, Havelock and Oriental, North Carolina NUMBER1EXPERT™ Top Selling real estate agents.
Find New Bern, Havelock and Oriental Homes - Find New Bern, Havelock and Oriental, North Carolina real estate listings & homes for sale provided by Donna Harmatuk, your local expert real estate agents.
For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Donna Harmatuk, a proven New Bern, Havelock and Oriental, North Carolina NUMBER1EXPERT™ Top Selling real estate agents.
For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Donna Harmatuk, a proven New Bern, Havelock and Oriental, North Carolina NUMBER1EXPERT™ Top Selling real estate agents.
New Bern, Havelock and Oriental Information - Find local information on New Bern, Havelock and Oriental, North Carolina including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Donna Harmatuk, a proven NUMBER1EXPERT™ Top Selling real estate agents.
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School Reports in New Bern, Havelock and Oriental, North Carolina

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First Time Buyers >Making Your Dream Home Come True

Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!

Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.

Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.

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Q	What is considered the oldest surviving non-native building in the U.S.?
A	The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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Donna Harmatuk, REALTOR®, real estate agents and broker for New Bern, Havelock and Oriental North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna & Company
Keller Williams Realty
2117 South Glenburnie Road, Suite 14
New Bern, NC 28562
Tel: 252-636-6595
Fax: 866-500-1268
Toll-free: 866-369-6595
Email: Donna@NewBernHomesOnline.com
The team of specialists called Donna & Company takes client care to a whole new level. With a team of 7, including 3 buyer specialists, a Team Manager, a Listing Coordinator, a Transaction Coordinator, and a Field Care Specialist, we can make your home buying or selling experience as smooth as possible. Call to learn how we can be YOUR real estate consultants.

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